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GREEN FINANCE LOAN

Finance Sustainable Growth with Green Business Solutions

Invest in renewable energy, energy-efficient technologies, waste management, and other environmentally responsible projects with specialized financing designed to support sustainable business transformation.

Finance Green Projects with the Green Finance Scheme

Access long-term funding for renewable energy, energy efficiency, water conservation, and sustainable infrastructure projects that help reduce environmental impact while driving business growth.

Improve Energy Performance with the 4E Financing Scheme

Fund energy-efficient equipment, machinery upgrades, and modernization initiatives with financing designed to reduce operating costs and improve long-term business sustainability.

Accelerate Electric Mobility with Risk Sharing Support

Enable affordable EV financing through SIDBI's risk-sharing initiative, helping financial institutions expand lending for electric vehicles and charging infrastructure with reduced credit risk.

Support Sustainable Waste Management with Risk Sharing Finance

Encourage financing for municipal solid waste management projects through risk-sharing support that reduces lending risk and promotes environmentally responsible infrastructure development.

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SUSTAINABILITY

Green Finance Scheme (GFS)

Term Loan (Rupee or Foreign Currency)

Financing upto Rs. 50 crore subject to maximum of 75% of the total project cost.

Repayment upto 10 years with moratorium upto 18 months.

MCLR linked attractive rate of interest

Assistance may be covered under Risk Sharing Facilities like CGTMSE, PRSF, etc.

ELIGIBILITY

Check Whether You Qualify GFS

Manufacturing and Service providers (RESCOs, ESCOs, EPCs, Vendors etc) and MSMEs on either supply side or demand side of the green value chain.

MSMEs executing projects/providing services, related to the activities i.e. Energy Efficiency, Renewable Energy, Compressed Bio Gas, Water & Waste Water Management, Solid Waste Management, E-Mobility, etc.

Manufacturing and Service providers (RESCOs, ESCOs, EPCs, Vendors etc) and MSMEs on either supply side or demand side of the green value chain.

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EFFICIENCY

End-to-End Energy Efficiency (4E) Scheme

Assistance for capital expenditure including for purchase of equipment/ machinery, installation, minor civil works, commissioning etc. for implementing the energy efficiency measures.

100% financing for loans upto Rs. 15 crore with security of 25% in form of fixed deposit.

Financing upto Rs. 15 crore subject to maximum of 75% of the project cost under promoter contribution model.

MCLR Linked attractive rate of Interest.

Repayment upto 84 months with moratorium upto 12 months.

ELIGIBILITY

Check Whether You Qualify (4E Scheme)

MSMEs in the manufacturing or services sector.

MSMEs are required to establish energy efficiency / GHG emission reduction.

MSMEs are also required to comply with E&S framework of the Bank.

MSMEs having minimum 3 years of operations and cash profits.

MSMEs in the manufacturing or services sector.

MSMEs are required to establish energy efficiency / GHG emission reduction.

MSMEs are also required to comply with E&S framework of the Bank.

MSMEs having minimum 3 years of operations and cash profits.

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E- MOBILITY

Electric Vehicle Risk Sharing Facility

SIDBI, in partnership with Shell Foundation, has launched the Electric Vehicle Risk Sharing Facility (EV-RSF) to accelerate EV adoption in India. The initiative aims to de-risk EV loan portfolios of Participating Financial Institutions (PFIs), enabling affordable commercial financing for electric two, three, and four wheelers and related ecosystem investments like charging infrastructure. By reducing lender risk and improving credit access for MSMEs, fleet operators, and new-age financiers, EV-RSF supports India’s net-zero and EV30@30 goals.

ELIGIBILITY

Check Whether You Qualify

For scheme Eligibility and more information contact gcfv@sidbi.in

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CIRCULAR ECONOMY

Risk Sharing Facility for Municipal Solid Waste Management

In collaboration with the NAMA Facility and GIZ, Germany, SIDBI is operating a Risk Sharing Facility (RSF) under the "Waste Solutions for a Circular Economy in India Project". This initiative is specifically designed to provide partial credit guarantees to commercial banks, financial institutions, and NBFCs for their loans to MSMEs involved in Municipal Solid Waste (MSW) management. The primary objective of the RSF is to minimize the lenders' perceived risk and collateral requirements for borrowers, thereby stimulating the MSW market in India and accelerating financing for vital low-carbon and circular economy solutions.

ELIGIBILITY

Check Whether You Qualify

For more details Banks/ financial institutions and MSMEs can write to gcfv@sidbi.in

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