Unlock Funds by Mortgaging Your Immovable Property with Confidence

Meet your major personal financial needs without selling your property. Mortgage your eligible residential or commercial immovable property to access higher loan amounts with competitive interest rates, flexible repayment options, and a simple application process.

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BENEFITS

Designed to Help You Finance Life's Bigger Goals

Enjoy flexible financing backed by your property with transparent terms and customer-friendly features.

Higher Loan Amounts

Avail substantial funding based on your property's assessed market value.

Flexible Repayment

Choose repayment periods of up to 15 years for comfortable EMIs.

Competitive Interest Rates

Reduce borrowing costs with attractive interest rates.

Low Processing Charges

Keep your borrowing affordable with reasonable processing fees.

No Prepayment Penalty

Repay your loan early without worrying about prepayment charges.

Trusted Nationwide Support

Get assistance through an extensive branch network across India.

Higher Loan Amounts

Avail substantial funding based on your property's assessed market value.

Flexible Repayment

Choose repayment periods of up to 15 years for comfortable EMIs.

Competitive Interest Rates

Reduce borrowing costs with attractive interest rates.

Low Processing Charges

Keep your borrowing affordable with reasonable processing fees.

No Prepayment Penalty

Repay your loan early without worrying about prepayment charges.

Trusted Nationwide Support

Get assistance through an extensive branch network across India.

Talk to Expert

LOAN OVERVIEW

Quick Facts at a Glance

Feature	Details
Minimum Loan Amount	₹10 Lakhs
Maximum Loan Amount	Up to ₹5 Crores*
Loan Tenure	Up to 15 Years
LTV Ratio	Up to 65%
Maximum Borrower Age	70 Years
Purpose	Personal Financial Needs
Security	Mortgage of Eligible Immovable Property
	*Maximum loan amount depends on property location and lender eligibility.

ELIGIBILITY

Who Can Apply?

Salaried Individuals

Self-employed Professionals

Self-employed Individuals

Individual Property Owners

Joint Property Owners

Applicants with regular and stable income

Salaried Individuals

Self-employed Professionals

Self-employed Individuals

Individual Property Owners

Joint Property Owners

Applicants with regular and stable income

FAQ

Frequently Asked Questions About Mortgage Loans

What is a Loan Against Property (LAP)?

A Loan Against Property allows you to borrow funds by mortgaging your residential or eligible commercial property while continuing to own and use it.

What can I use the loan for?

Can I continue using my property?

How much loan can I get?

What is the maximum repayment tenure?

Which properties are accepted?

FREE CONSULTATION

Still Not Sure Which Loan Is Right For You?

Our loan specialists are available 6 days a week to understand your financial goals and recommend the most suitable loan option — completely free, with zero obligation.

✅ Unbiased recommendations — we work for you, not lenders

✅ No hidden fees for our advisory service

✅ Expert guidance from application to disbursal