Fuel Your Business Growth with Pradhan Mantri Mudra Yojana (PMMY)

Get collateral-free business loans of up to ₹20 Lakhs under the Government of India's PMMY scheme. Whether you're starting a new venture, expanding an existing business, or managing working capital, LoanFynder helps you find the right lender and guides you through every step of the application.

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WHY CHOOSE PMMY

Government-Backed Business Financing for Small Enterprises

Designed to empower entrepreneurs, PMMY offers flexible funding across different business stages with simple eligibility requirements and support from banks and financial institutions.

Four Loan Categories

Choose from Shishu, Kishore, Tarun, and Tarun Plus based on your business funding requirements, with loans up to ₹20 Lakhs.

Supports Multiple Business Types

Available for businesses engaged in manufacturing, trading, services, and other income-generating activities.

Loans Through Trusted Institutions

Offered by Commercial Banks, Regional Rural Banks, Small Finance Banks, NBFCs, and Microfinance Institutions.

Helps Expand Your Business

Use the loan for starting a business, purchasing equipment, expanding operations, or meeting working capital needs.

ELIGIBILITY

Check Whether You Qualify for PMMY

Self-employed professionals, shop owners, artisans, and small business owners can apply.

Registered proprietorship businesses looking to start or expand operations are eligible.

Partnership firms engaged in eligible commercial activities can apply for financing.

Eligible companies operating small and micro enterprises may avail funding under PMMY.

Self-employed professionals, shop owners, artisans, and small business owners can apply.

Registered proprietorship businesses looking to start or expand operations are eligible.

Partnership firms engaged in eligible commercial activities can apply for financing.

Eligible companies operating small and micro enterprises may avail funding under PMMY.

FACILITIES

Flexible Financing Options for Every Business Need

PMMY provides different types of financial assistance depending on your business requirements, helping entrepreneurs manage growth efficiently.

Term Loan

Finance long-term business investments such as machinery, equipment, renovation, or expansion.

Overdraft Facility

Access flexible funds whenever required to manage daily business expenses and cash flow.

Working Capital Loan

Meet inventory purchases, supplier payments, salaries, and regular operating expenses.

Composite Loan

Combine working capital and fixed asset financing under one loan for complete business support.

Term Loan

Finance long-term business investments such as machinery, equipment, renovation, or expansion.

Overdraft Facility

Access flexible funds whenever required to manage daily business expenses and cash flow.

Working Capital Loan

Meet inventory purchases, supplier payments, salaries, and regular operating expenses.

Composite Loan

Combine working capital and fixed asset financing under one loan for complete business support.

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FAQ

Everything You Need to Know About PMMY

Find answers to the most common questions about eligibility, loan amounts, repayment, and the application process.

What is Pradhan Mantri Mudra Yojana (PMMY)?

PMMY is a Government of India initiative that provides collateral-free business loans of up to ₹20 Lakhs to micro and small non-farm enterprises through banks and financial institutions.

Who can apply for a PMMY loan?

What are the different PMMY loan categories?

Do I need collateral to get a PMMY loan?s

What can I use a PMMY loan for?

How is the interest rate decided?

How can LoanFynder help with my PMMY application?

FREE CONSULTATION

Still Not Sure Which Loan Is Right For You?

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